GDPR Art. 22 vendors for Financial Services
Vendors that support GDPR Article 22 — Automated Individual Decision-Making and explicitly serve financial services customers. Listings verified April 28, 2026.
| Vendor | HQ | Founded | Size | Pricing | Last verified |
|---|---|---|---|---|---|
| Aporia | San Jose, US | 2019 | 51-200 | Enterprise pricing only. Not publicly listed. | Apr 27, 2026 |
| 2021.AI | Copenhagen, DK | 2016 | 51-200 | Contact for pricing | Apr 27, 2026 |
| Naaia | Louveciennes, FR | 2021 | 11-50 | No public pricing tiers; demo and quote requested via website. | Apr 27, 2026 |
| Scrut Automation | Palo Alto, US | 2021 | 51-200 | Contact for pricing | Apr 24, 2026 |
| Luminos.Law (ZwillGen AI Division) | Washington, DC, US | 2019 | 51-200 | Contact for pricing | Apr 24, 2026 |
| Drata | San Francisco, US | 2020 | 501-1000 | Contact for pricing | Apr 24, 2026 |
| Giskard | Paris, France | 2021 | 11-50 | Contact for pricing | Apr 24, 2026 |
| Securiti Data Command Center | San Jose, USA | 2018 | 500-1000 | Contact for pricing | Apr 26, 2026 |
| BigID | New York, USA | 2016 | 500-1000 | Contact for pricing | Apr 26, 2026 |
About GDPR Art. 22
Article 22 of the EU General Data Protection Regulation gives data subjects the right not to be subject to a decision based solely on automated processing — including profiling — that produces legal effects concerning them or similarly significantly affects them. The right applies across the EU and EEA and has been in force since May 25, 2018. The European Data Protection Board's Guidelines 1/2024 (adopted December 2024) clarify the scope, including how it applies to large language models and recommender systems. The CJEU's SCHUFA ruling (Case C‑634/21, December 2023) confirmed that automated credit scoring constitutes a "decision" under Article 22 where the score effectively determines whether a loan or contract is granted. Enforcement is by national Data Protection Authorities; penalties for Article 22 violations fall under the GDPR's higher tier — up to €20 million or 4% of worldwide annual turnover.
Read framework guide →About Financial Services
Banking, lending, insurance, and capital markets firms deploying AI for credit decisioning, fraud detection, underwriting, algorithmic trading, and customer service. Subject to heavy sector-specific oversight (OCC, FRB, CFPB, FCA, EBA) layered on top of horizontal AI regulations.
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